Insights

Joyce M. Bernasek

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Osler Update Apr 12, 2024

The impact of IFRS 16 on bond and loan covenants — five years out

A little more than five years ago, IFRS 16 Leases took effect and rewrote the accounting rules for classifying leases and lease payments in financial...

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The impact of IFRS 16 on bond and loan covenants — five years out
Osler Update Mar 12, 2024

New York Court of Appeals clarifies UCC Article 8 choice of law rules for validity of securities

A recent New York Court of Appeals decision regarding the validity of certain secured notes issued by Venezuela’s state oil company provides...

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New York Court of Appeals clarifies UCC Article 8 choice of law rules for validity of securities
Osler Update Jan 12, 2024

Criminal interest rate regulations published for consultation

The federal government published draft regulations proposing important exemptions from the application of the criminal rate of interest cap.

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Criminal interest rate regulations published for consultation
Osler Update Aug 28, 2023

Bill C-228: What secured parties need to know

Bill C-228, known as the “Pension Protection Act” (the PPA) received Royal Assent in April 2023 and is now law.

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Bill C-228: What secured parties need to know
Video Jun 27, 2023

Financing for tech companies in today’s lending environment

Despite the current economic uncertainty and slower activity in the lending market, tech companies are standing out with a strong deal volume. With...

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Financing for tech companies in today’s lending environment
Osler Update Apr 27, 2023

Lowering the ceiling: the new reality for interest rate provisions in credit agreements

On April 20, 2023, the Canadian federal government proposed amending the criminal rate of interest as part of its Budget Implementation Act, 2023. We...

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Osler Update Feb 6, 2023

Cryptocurrency as collateral in Canada: Issues for lenders to consider

Joyce Bernasek, Matt Burgoyne and Yasir Samad provide their insights on additional due diligence lenders should carry out when considering crypto as...

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Osler Update Sep 9, 2022

Government of Canada’s consultation on lowering the criminal rate of interest

A consultation paper addressing the criminal rate of interest and availability of high-cost installment loans often offered by alternative lenders is...

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Webinar Aug 9, 2022

CDOR cessation and credit agreements – Part 2 – what you need to know!

An interactive and in-depth discussion with the Banking and Financial Services practice, who will answer the most frequently asked questions, and...

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CDOR cessation and credit agreements – Part 2 – what you need to know!
Osler Update Aug 9, 2022

Recommended fallback language should encourage a smooth transition from CDOR to CORRA (webinar)

With the Canadian Overnight Repo Rate Average set to replace the Canadian Dollar Offered Rate by June 2024, newly released recommended fallback...

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