New York, 2002
- University of Toronto, LL.B.
- McGill University, B.Comm.
Kashif is a partner in the firm’s Financial Services practice group with robust transactional and advisory practices. In his transactional practice, Kashif regularly advises a number of the major Canadian banks, international financial institutions and retailers on financial services matters, and acts for other corporate clients on a wide range of matters including in relation to M&A transactions, corporate finance transactions (including issuance of regulatory capital instruments), co-brand arrangements and other strategic transactions.
Prior to joining Osler in 2005, he practised in the New York office of a leading international law firm.
Financial Institution M&A: Kashif has advised on many of the largest Canadian M&A transactions on behalf of largest Canadian and international banks related to the purchase and sale of financial institutions and financial asset portfolios including credit cards, auto loans, mortgage, vehicle and equipment leases.
Bank Capital: Kashif has advised a number of large Canadian banks on several capital raising offerings, including offerings for regulatory and innovative capital. Kashif has particular experience in advising clients on regulatory capital and Canadian bail-in requirements.
Bank Regulatory: Kashif regularly advises Canada’s largest banks, smaller mono-line banks, foreign bank branches and foreign banks looking to do business in Canada on all aspects of regulatory matters affecting their business.
Fintech: Kashif has broad experience in advising fintech companies on a wide range of matters, including payment products, application of anti-money laundering requirements and other financial regulations.
Credit and Debit Cards: Kashif has leading expertise in all aspects of issuing credit cards and co-brand credit card programs, private label credit card programs and the buying and selling of credit card portfolios. Kashif has advised on most of the largest loyalty co-brand arrangements in Canada.
Derivatives: Kashif regularly advises a number of major Canadian banks, international financial institutions and retailers on financial services matters. Kashif advises both dealers and end-users on a wide range of derivative transactions and related contracts (e.g., ISDA, GMRAs) both in the context of stand‑alone hedging transactions as well as lending transactions.
Lending: Kashif regularly advises leading U.S. and domestic financial institutions with respect to commercial lending transactions.
Consumer Disclosure: Kashif leads a team of specialists providing advice on all aspects of consumer lending including cost of borrowing, consumer reporting, electronic commerce, privacy, data protection, AML and advertising disclosure.
Anti-Money Laundering Legislation: Kashif regularly advises clients (including financial institutions, mobile wallets and money services businesses) on compliance with Canadian anti-money laundering legislation.