Victoria Graham

Victoria’s practice focuses on mergers and acquisitions, restructurings, corporate governance and complex commercial arrangements for financial institutions, REITs, and public and private corporations, with specialized expertise in the financial services and retirement homes sectors.  

In addition to her transactional practice, Victoria routinely advises Canadian and foreign financial institutions and other regulated and unregulated financial service providers on a variety of regulatory matters, including bank and insurance regulation,  Fintech, compliance, establishment of new financial institutions in Canada, corporate governance, credit cards, payment and settlement systems, compliance and outsourcing arrangements.

Victoria completed a secondment at the Office of Superintendent of Financial Institutions in 2010.


Representative Work

  • Princeton Holdings Limited

    Princeton Holdings Limited in the sale of The Guarantee Company of North America and Frank Cowan Company Limited to Intact Financial Corporation.

  • Ventas, Inc.

    Ventas in its acquisition of a high quality Canadian seniors housing portfolio valued at $2.4 billion in partnership with Le Groupe Maurice

  • The Bank of Nova Scotia

    The Bank of Nova Scotia in the sale of its Caribbean banking operations to Republic Financial Holdings Limited

  • The Riverside Company

    The Riverside Company in its acquisition of Kii Naturals Inc.

  • Sabra Health Care REIT, Inc.

    Sabra Health Care REIT, Inc. in its $170.5 million acquisition of nine independent living seniors housing communities

  • Ventas, Inc.

    Ventas, Inc. in its $980-million acquisition of 29 independent living seniors housing communities

  • Manulife Financial Corporation in its $4 billion acquisition of the Canadian-based operations of Standard Life plc.
  • Starz Entertainment in $4.4 billion sale to Lions Gate Entertainment Corp.
  • Ventas Inc. in its $980 million acquisition of 29 independent living seniors housing communities across Canada from Holiday Retirement Corp.
  • Sabra Health Care REIT, Inc. in its $170 million acquisition of eight independent living seniors housing communities and one assisted living facility located in Ontario and British Columbia from BayBridge Seniors Housing
  • Chorus Aviation in its $80 million acquisition of Voyageur Airways
  • Ventas Inc. in its successfully litigated cash acquisition of the assets of Sunrise Senior Living REIT

Latest Insights

  • Osler Update May 2, 2024

    OSFI to finalize risk management guidance covering the use of AI and machine learning within models

    The OSFI is releasing an updated guidance on model risk management for financial institutions.

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    OSFI to finalize risk management guidance covering the use of AI and machine learning within models
  • Osler Update Dec 18, 2023

    2023 Fall Economic Statement: key developments for financial services providers

    In last month's Fall Economic Statement, the federal government provided updates on open banking, payments modernization, measures to combat financial...

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  • Blog Dec 14, 2023

    Compliance burdens for payment service providers under final Retail Payment Activities Act regulations

    The final regulations to the Retail Payment Activities Act, published on November 22, 2023, ease some compliance burdens for payment service ...

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    Compliance burdens for payment service providers under final Retail Payment Activities Act regulations
  • Osler Update Dec 11, 2023

    The future of payments regulation has arrived: final regulations to the Retail Payment Activities Act released

    We look at the key changes between the draft and the final regulations, next steps and what payment service providers can do to prepare for registrati...

    Read more
    The future of payments regulation has arrived: final regulations to the Retail Payment Activities Act released
View all Insights

Awards and Recognition

  • Chambers Canada: Canada’s Leading Lawyers for Business: Recognized in Banking & Finance: Financial Services Regulations
  • Chambers Global: The World’s Leading Lawyers for Business: Recognized in Banking and Finance: Financial Services
  • IFLR 1000: The Guide to the World’s Leading Financial Law Firms: Recognized in Financial Services Regulatory (Highly Regarded)
  • Legal 500: Recognized as a Leading Individual in Banking and Finance

Speaking and Writing

Speaking Engagements

speaker 10/5/2023
2nd Annual Payments Seminar: Spotlight on the RPAA
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speaker 28/4/2022
Payments Law in Canada – An important update for all businesses
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speaker 25/6/2020
Financial Services Regulatory Webinar: Regulatory Convergence in the Financial Services Sector
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Credentials

Education

  • University of Western Ontario, LL.B. (with Distinction)
  • University of Western Ontario, B.A. (with Distinction)

Languages

  • English

Professional Affiliations

  • Canadian Bar Association
  • Law Society of Ontario