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Joyce M. Bernasek

Joyce M. Bernasek

Partner, Financial Services

Contact Information

tel: 416.862.4283



Bar Admission

New York, 2009

Ontario, 2003

  • University of Western Ontario, LL.B.
  • University of Toronto, B.A.

Joyce is a partner in the Financial Services Group in Toronto. Sought out for her pragmatic and results oriented approach, Joyce regularly represents Canadian and foreign financial institutions, private equity funds and corporations in connection with structuring and negotiating financing transactions including acquisition financings, senior, mezzanine and subordinated debt transactions and debt offerings. Joyce has particular expertise in fintech/SaaS secured lending transactions, private equity fund acquisition financing, and cross-border loan transactions.

    • CIBC Innovation Banking in ProNavigator’s $5.6 million financing round
    • Lenders in Berkshire Partners’ acquisition of VetStrategy
    • KingSett Capital on behalf of KingSett Real Estate Growth LP No.7, KingSett Canadian Real Estate Income Fund and other investors, in connection with the announced $4.8 billion acquisition, with Starlight Investments, of Northview Apartment REIT
    • Lenders in the $5 billion acquisition of WestJet Airlines Ltd. by Onex Corp.
    • Blackstone Property Partners in its acquisition of Pure Industrial Real Estate Trust for $3.8 billion
    • Lenders and underwriters in the acquisition of Dominion Diamond Corporation by Washington Companies Corp. 

    Joyce has successfully represented clients on the following matters:

    Credit Facilities

    • Schedule I banks in connection with fintech/SaaS secured lending transactions
    • Schedule I bank in connection with credit facilities extended to various credit unions
    • Morgan Stanley in connection with $2 billion secured credit facilities used to fund acquisition of Hub International by Hellman & Friedman LLC
    • Arranger and lenders in connection with $500 million acquisition of Stackpole International by Crestview Partners and CITIC Capital
    • Arranger and lenders in connection with acquisition of Garda World Securities Corp. by Apax Partners
    • Private Equity Funds and their portfolio companies in connection with the negotiation of financing arrangements to fund various acquisitions, including TPG Capital’s acquisition of Cirque du Soliel, HIG Capital’s acquisition of ATX Networks Inc., iCON Infrastructure’s acquisition of Capstone Infrastructure Corp., The Carlyle Group’s acquisition of Array Marketing Group


  • Chambers Canada: Canada's Leading Lawyers for Business: Recognized in Banking & Finance
  • The Canadian Legal Lexpert Directory: Recognized in Banking & Financial Institutions
  • IFLR 1000: The Guide to the World’s Leading Financial Law Firms: Recognized in Banking (Highly Regarded)

  • Canadian Bar Association
  • Ontario Bar Association
  • Law Society of Ontario
  • American Bar Association
  • Member, Association for Corporate Growth
  • Executive Committee Member, Canadian Women in Private Equity

  • Presenter, Drafting Loan Guarantees, Loan Documentation Conference, Federated Press, 2015.