Joyce M. Bernasek

Joyce M. Bernasek

Partner, Financial Services

Contact Information

tel: 416.862.4283



Bar Admission

New York, 2009

Ontario, 2003


  • University of Western Ontario, LL.B.
  • University of Toronto, B.A.



Joyce is a partner in the Financial Services Group in Toronto. Sought out for her pragmatic and results oriented approach, Joyce regularly represents Canadian and foreign financial institutions, private equity funds and corporations in connection with structuring and negotiating financing transactions including acquisition financings, senior, mezzanine and subordinated debt transactions and debt offerings. Joyce has particular expertise in fintech/SaaS secured lending transactions, private equity fund acquisition financing, and cross-border loan transactions.

    • Chemtrade Logistics Income Fund in its $86.5 million bought deal equity offering
    • Credit Suisse AG in its capacity as agent for the first lien lenders to Dominion Diamond Mines ULC
    • Symplicity in its acquisition of Orbis Communications
    • Apollo Global Management in its acquisition of Great Canadian Gaming Corporation
    • Bank of Montreal in its $15 million credit facility agreements with Royal Canadian Mortgage Investment Corporation and Royal Canadian 1st Mortgage Investment Corporation
    • Curo in its acquisition of Flexiti Financial
    • Ad Hoc Term Lender Group in Covia’s emergence from creditor protection
    • KingSett Capital in the sale of VersaCold to TorQuest Partners
    • Andrew Peller Limited in its secured credit facility
    • CIBC Innovation Banking in its Growth Capital Financing to Taplytics Inc.
    • CIBC Innovation Banking in ProNavigator’s $5.6 million financing round
    • Lenders in Berkshire Partners’ acquisition of VetStrategy
    • KingSett Capital on behalf of KingSett Real Estate Growth LP No.7, KingSett Canadian Real Estate Income Fund and other investors, in connection with its $4.9 billion acquisition, with Starlight Investments, of Northview Apartment REIT
    • Lenders in the $5 billion acquisition of WestJet Airlines Ltd. by Onex Corp.
    • Blackstone Property Partners in its acquisition of Pure Industrial Real Estate Trust for $3.8 billion
    • Lenders and underwriters in the acquisition of Dominion Diamond Corporation by Washington Companies Corp. 

    Joyce has successfully represented clients on the following matters:

    Credit Facilities

    • Schedule I banks in connection with fintech/SaaS secured lending transactions
    • Schedule I bank in connection with credit facilities extended to various credit unions
    • Morgan Stanley in connection with $2 billion secured credit facilities used to fund acquisition of Hub International by Hellman & Friedman LLC
    • Arranger and lenders in connection with $500 million acquisition of Stackpole International by Crestview Partners and CITIC Capital
    • Arranger and lenders in connection with acquisition of Garda World Securities Corp. by Apax Partners
    • Private Equity Funds and their portfolio companies in connection with the negotiation of financing arrangements to fund various acquisitions, including TPG Capital’s acquisition of Cirque du Soliel, HIG Capital’s acquisition of ATX Networks Inc., iCON Infrastructure’s acquisition of Capstone Infrastructure Corp., The Carlyle Group’s acquisition of Array Marketing Group


  • Chambers Canada: Canada's Leading Lawyers for Business: Recognized in Banking & Finance
  • The Canadian Legal Lexpert Directory: Recognized in Banking & Financial Institutions
  • IFLR 1000: The Guide to the World’s Leading Financial Law Firms: Recognized in Banking (Highly Regarded)
  • Best Lawyers in Canada: Recognized in Banking and Finance Law

  • Canadian Bar Association
  • Ontario Bar Association
  • Law Society of Ontario
  • American Bar Association
  • Member, Association for Corporate Growth
  • Executive Committee Member, Canadian Women in Private Equity

  • Presenter, Drafting Loan Guarantees, Loan Documentation Conference, Federated Press, 2015.