Joyce M. Bernasek

Joyce M. Bernasek

Partner, Financial Services

Contact Information

tel: 416.862.4283



Bar Admission

New York, 2009

Ontario, 2003


  • University of Western Ontario, LL.B.
  • University of Toronto, B.A.



Joyce is a partner in the Financial Services Group in Toronto. Sought out for her pragmatic and results oriented approach, Joyce regularly represents Canadian and foreign financial institutions, private equity funds and corporations in connection with structuring and negotiating financing transactions including acquisition financings, senior, mezzanine and subordinated debt transactions and debt offerings. Joyce has particular expertise in fintech/SaaS secured lending transactions, private equity fund acquisition financing, and cross-border loan transactions.

  • Chemtrade Logistics Income Fund

    Chemtrade Logistics Income Fund in its $110 million public offering of convertible debentures

  • Credit Suisse AG

    Credit Suisse in its capacity as agent for the first lien lenders to Dominion Diamond Mines ULC

  • Symplicity Corporation

    Symplicity in its acquisition of Orbis Communications

  • Apollo Global Management Inc.

    Apollo Global Management in its $3.3 billion acquisition of Great Canadian Gaming Corporation

  • Bank of Montreal

    Bank of Montreal in its $15 million credit facility agreements with Royal Canadian Mortgage Investment Corporation and Royal Canadian 1st Mortgage Investment Corporation

  • CURO

    CURO in its acquisition of Flexiti Financial

  • Covia

    Ad Hoc Term Lender Group in Covia’s emergence from creditor protection

  • KingSett Capital

    KingSett Capital in its sale of VersaCold Logistics to TorQuest Partners

  • Andrew Peller Limited

    Andrew Peller Limited in its acquisition of three British Columbia Wineries

  • CIBC Innovation Banking

    CIBC Innovation Banking in its Growth Capital Financing to Taplytics Inc.

  • ProNavigator

    CIBC Innovation Banking in ProNavigator’s $5.6 million financing round

  • VetStrategy

    Lenders in Berkshire Partners’ acquisition of VetStrategy

  • Blackstone Property Partners

    Blackstone Property Partners in its acquisition of Pure Industrial Real Estate Trust for $3.8 billion

  • Dominion Diamond Corporation

    Lenders and underwriters in the acquisition of Dominion Diamond Corporation by Washington Companies Corp.

    • Direct Lenders including HPS, BlackRock, Crescent, Riverstone Credit Partners, Oak Tree Capital Management and TCW Asset Management in cross-border lending transactions in diversified industries
    • Schedule I banks in connection with fintech/Saas secured lending transactions
    • Schedule I banks in connection with credit facilities extended to regulated and unregulated entities including credit unions and companies in diversified industries
    • Lenders and underwriters in the acquisition of Dominion Diamond Corporation by Washington Companies Corp.
    • Lenders in Berkshire Partners’ acquisition of VetStrategy
    • Lenders in the $5 billion acquisition of WestJet Airlines Ltd. by Onex Corp.
    • Private Equity Funds and their portfolio companies in connection with the negotiation of financing arrangements to fund various acquisitions, including TPG Capital’s acquisition of Cirque du Soliel, HIG Capital’s acquisition of ATX Networks Inc., iCON Infrastructure’s acquisition of Capstone Infrastructure Corp., The Carlyle Group’s acquisition of Array Marketing Group
  • Find More

  • Chambers Canada: Canada's Leading Lawyers for Business: Recognized in Banking & Finance
  • The Canadian Legal Lexpert Directory: Recognized in Banking & Financial Institutions, Asset-Based Lending
  • IFLR 1000: The Guide to the World’s Leading Financial Law Firms: Recognized in Banking (Highly Regarded)
  • Best Lawyers in Canada: Recognized in Banking and Finance Law
  • Who's Who Legal: Recognized in Banking (Canada)

  • Canadian Bar Association
  • Ontario Bar Association
  • Law Society of Ontario
  • American Bar Association
  • Member, Association for Corporate Growth
  • Executive Committee Member, Canadian Women in Private Equity

  • Presenter, Drafting Loan Guarantees, Loan Documentation Conference, Federated Press, 2015.