In an ever-shifting regulatory landscape, remaining compliant with the multitude of regimes governing the financial services sector is top of mind for financial services organizations — more than ever, the business and reputational costs of not doing so are far-reaching and significant.
That’s where engaging Osler’s multidisciplinary team to provide integrated, risk-based advice can make a real difference. Our team is at the nexus of the financial services regulatory environment in Canada, and we help financial institutions and other financial services providers, including banks, foreign banks, captive finance companies, payday lenders, insurance companies and intermediaries, trust companies, loan companies, mortgage brokers, money services businesses, payment card industry participants, and fintechs, manage the escalating complexity of these regulatory requirements.
Integrated Financial Services Regulatory Advice
We are the only Canadian law firm offering a comprehensive and integrated approach to advising participants in the Canadian financial services sector. At the heart of our capabilities is our unparalleled experience in prudential financial institution regulation, backed by leading expertise in all areas of strategic and operational importance in the financial services sector. Our integrated approach offers a one-stop shop for financial services clients looking to grow their business in Canada or enter into the Canadian market through mergers and acquisitions, investments, or new product development.
Osler’s team of legal professionals has extensive experience across broad segments of the financial services industry. Clients can access our expertise in crisis and risk management, regulatory, capital and corporate finance, privacy, data management and cybersecurity, technology and outsourcing, M&A and strategic arrangements, taxation, securities advisory, payments, AML & sanctions and competition.
Our lawyers understand where the regulations converge and overlap, and we employ an enterprise-wide approach to assist clients with identifying, assessing and proactively mitigating risk and exposure, while also helping to reduce the administrative and cost burden that comes with overlapping regimes in Canada.
We have strong working relationships with senior personnel at the key financial regulators in Canada, as well as with numerous regulators and officials internationally. We understand the global and domestic regulatory regimes and offer insight into how regulators are working together, which is unique to Osler. This approach allows us to offer customized and comprehensive advice in connection with implementation of global industry regulatory trends as well as responding to regulatory breaches and investigations and the development and implementation of preventative compliance and risk management processes and procedures.
Areas of Focus
Key Contacts
Partner, Corporate, Toronto
Partner, Disputes, Toronto
Partner, Financial Services, Toronto
Latest Insights
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Osler Update November 21, 2025
The carrot: Payments Canada publishes Real-Time Rail Participation Guide for Payment Service Providers
We highlight the key requirements and considerations for payment service providers seeking to register as real-time rail participants.
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Osler Update October 14, 2025
Simplifying the execution of notarized obligations: a new mechanism under Québec law
A recently introduced draft regulation marks significant changes to the current framework in Québec.
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Osler Update September 11, 2025
Incoming consumer protection changes: British Columbia introduces significant amendments to the Business Practices and Consumer Protection Act
Suppliers with consumers in B.C. should begin preparing to ensure regulatory compliance.
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Osler Update July 23, 2025
Québec amendments affecting financial sector aim to harmonize with other Canadian jurisdictions
We outline the key aspects of the amendments and how they affect participants in the province’s financial sector.
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Stay up to date with our latest insights
SubscribeAwards and Recognition
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Chambers Canada: Canada’s Leading Lawyers for Business: Recognized in Banking & Finance; Banking & Finance: Financial Services Regulation
- “… a top-tier firm that consistently delivers excellent work.”
- “They have a very good insight into the workings of the Canadian credit card industry.”
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The Canadian Legal Lexpert Directory: Recognized in Banking & Financial Institutions (Toronto, Ontario; Montreal, Quebec)
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IFLR1000: The Guide to the World’s Leading Financial Law Firms: Recognized in Financial Services Regulatory; Banking
In the Media
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Media Mentions July 14, 2025
The Big Read: Saudi Investment Bank says it has nothing to do with mysterious Canadian lobbyist – The Logic
On June 1, 2025, B.C.-based businessman Darryl Williams registered to lobby the federal government for the Saudi Investment Bank (SAIB), claiming...
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Osler News July 11, 2025
Matthew Burgoyne wins Mondaq FinTech Thought Leadership Award
Osler is pleased to announce that Matthew Burgoyne, Chair of the Digital Assets and Blockchain practice, has been named the Canadian winner of the...
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Media Mentions March 10, 2024
Big changes coming to how Canadians bank, but adoption likely to be slow – CityNews/Canadian Press
Elizabeth Sale talks about open banking coming to Canada in a Canadian Press article by Ian Bickis.
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Media Mentions January 5, 2024
Lawrence Ritchie retires from FSRA Board
Lawrence Ritchie has retired from the Financial Services Regulatory Authority of Ontario (FSRA) Board of Directors. He joined the newly-formed Board...
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